Bijoylaxmi Bhuyan, Mira Kalita, Namburi Meenakshi, Sarmistha Mishra, Ngangbam Vedamoni Channu, and Sourav Baruah. 2025. “Awareness and Adoption of UPI Facilities Among Working Class Women in An Academic Institution: A Study With Special Reference to Assam Agricultural University, Jorhat, India”. Archives of Current Research International 25 (6):296–305. https://doi.org/10.9734/acri/2025/v25i61273.